Zakat - a lifeline in a time of uncertainty
What Is Zakat?
Zakat is a fundamental component of our faith which ensures our wealth is used to support the poorest and most marginalised in our community. Zakat is one of the most efficient tools in tackling social inequality, as prescribed by Allah (SWT), the Divine.
The ultimate purpose of giving zakat is to increase our faith and reduce our love of and attachment to the material world (dunya).
Zakat is Fard (an obligation). Every Muslim adult, who is mentally sane and has a certain amount of wealth (Nisab), is obligated to give Zakat—2.5% of their savings—once a year.
“The Believers, men and women, are protectors one of another: they enjoin what is just and forbid what is evil: they observe regular prayers, pay their Zakat and obey Allah and His Messenger.” (Surah al-Tauba, 9:71)
Use our simple calculator below to work out how much Zakat you need to pay.
What is the Zakat Nisab and who is considered a Sahib-E-Nisaab?
Any mentally sound adult Muslim whose savings reach a certain threshold, called Nisab, is considered to be a Sahib-e-Nisaab (eligible to give Zakat).
Usually, Zakat is calculated on gold or silver and these are some helpful approximations of the value of Nisab:
- Zakat on Gold is calculated on 87.48 grams of gold;
- Zakat on Silver or is calculated on 612.36 grams of silver.
Every Sahib-e-Nisaab should give 2.5 % of their wealth towards Zakat every year, to help those who are in need of it.
How we distribute our Zakat in Ramadan
Your Zakat donations are used to provide essentials such as food and water to support poverty-stricken communities across Pakistan and the UK.
Over 200,000 people across the rural areas of Pakistan have been provided access to clean drinking water.
Your Zakat donations to the UCI Food Distribution Projects have provided food to over a 100,000 people in Ramadan, through the allocation of Iftar meals we provide a lifeline to some of the poorest people in the ummah.
The economic impact of this global pandemic will continue to worsen for years to come. So this Ramadan, help us to increase our ability to provide a little hope to more struggling families. Give your Zakat in this time of uncertainty.
Over the years, your Zakat has also made possible numerous other UCI projects, including the Maqtab Project, which helps educate underprivileged children; the Women Empowerment Project that gives women their independence back; the Eye Care projects that provide free eye consultations and medical aid to those who can’t afford healthcare in Pakistan.
UCI’s 100% Donation Policy
Our 100% donation policy means that all your Zakat goes directly towards those who are most in need of it. Not one penny of your Zakat is used to fulfil any administrational or organisational costs.
When you give Zakat this Ramadan, you can be sure that it helps the people who depend on it more than anyone else.
Zakat al-Fitr (Fitrana)
Make sure you don’t forget to pay Fitrana this Ramadan. While Zakat is wajib (obligatory) but can be given at any time during the year, Zakat al-Fitr or Fitrana must be paid in Ramadan, before the Eid Salah.
Please pay your Fitrana early. Fitrana is used to ensure that everyone has a chance to enjoy the Eid al-Fitr celebrations. Every head of a Muslim household should pay Fitrana on behalf of every member of the family to feed those who have nothing to eat on Eid.
Who Is Eligible To Receive Zakat?
There are a total of eight categories of people eligible to receive Zakat:
- The Poor: those in financial disdain;
- The Needy: those in financial need;
- The Administrators of Zakat or Zakat Collectors appointed by the State;
- Those who have recently converted to Islam and need help;
- Zakat given to end slavery;
- Those in debt;
- Zakat given in the name of God;
- Travellers, including refugees.
Note that you cannot give Zakat to your spouse, children, parents, or grandparents, even if they fall into any of these categories; you can, however, help them financially as much as you want, but not with the intention of Zakat.
Note: You can donate Sadaqah, Lilah and Zakat towards our Ramadan projects. We also have a 100% Zakat policy, which means every pound of your Zakat donation goes to those who need it the most.